Daily Automotive

Friday, November 27, 2020

Daily Automotive

The Huge Battle of The Best Sedan Cars

Posted: 27 Nov 2020 12:08 AM PST

Sedans have always been a status symbol for Indians and the rising population of sedans in India is proof of that. Even the sub-four metre sedans which are more or less similar to hatchbacks sell in great numbers just because of their three box look. In this article, we try to name the top 10 Sedan Cars in India which have found their way to success.

1. Tata Indigo eCS
The car will always be credited for bringing the concept of sub-four metre sedans in India. This homegrown product from Tata took the market by storm and became the new affordable status symbol in India. In the past few years, the car has undergone hardly any changes and has now been defeated by new segment leaders. The car is available with petrol and diesel engines.

2. Maruti Suzuki Swift Dzire
Following the footsteps of Tata, Maruti also ventured into the sub four metre sedan segment with their new gen Swift Dzire. The new Dzire with its premium interiors, powerful and efficient petrol and diesel engines became the new segment leader in quick time leaving Tata a long way back in the race. The Swift Dzire is currently one of the best sedan cars in India.

3. Honda Amaze
Seeking potential in the sub-four metre segment, Honda for the first time, prepared a practical sedan out of a hatchback. The car resulted in an instant hit for the company with its powerful diesel engine and soon became the reason for the cut down in the waiting list of the segment leader, the Maruti Suzuki Swift Dzire.

4. Toyota Etios
Known for their quality and reliability, Toyota came up with their first ever entry level sedan in India, the Etios, which had conservative looks but the trust of Toyota Engines. Both petrol and diesel engines compensated for its reserved looks with their efficient and powerful performance making it a complete value for money vehicle.

5. Fiat Linea
The car might not have been very popular till now but, with the new gen Linea, a lot of buzz has already been created in the market. With its spacious dynamics, superb ride and handling, the car aims to win the hearts of Indians.

6. Nissan Sunny
The Sunny became Nissan’s first car in India to register good sales numbers. With extremely spacious interiors along with a powerful diesel engine, the Sunny proved to be a good option for those who were looking for a premium mid-size sedan car in India.

7. Hyundai Verna
The Fluidic Verna has surely become Hyundai’s best sedan car in India till date in India. The long list of first in class features and new, powerful 1.6 litre petrol and diesel engines gave it an upper hand over all its competitors and, even today, after the entry of many new models, this car is still one of the best selling cars in India.

8. Honda City
The City remained the best selling mid-size sedan in India for a very long time. It lost its throne only when people found it disabled without a diesel engine. Now, the new City is back with many premium features and the much needed diesel motor. It now has a high chance to again become the best sedan in India with a large number of happy owners.

9. Volkswagen Vento
The Vento is known for defeating the segment leader, the City with its solid German built quality and powerful diesel engine. Its premium fit and finish instantly grabbed the attraction of Indians and, as a result of that, it soon became the segment leader

The post The Huge Battle of The Best Sedan Cars first appeared on Daily Automotive.

Daily Automotive

Wednesday, November 18, 2020

Daily Automotive

Most Trusted Types of Car Insurance

Posted: 18 Nov 2020 07:13 AM PST

It is important to know what it offers for those who purchase a car insurance policy for the first time. In this article we have created a list of some of the main forms of automobile insurance coverage that will help you learn more about the same, read more.

Coverage of responsibility

When you are involved in an accident and it is decided the accident took place before your mistake, this kind of car insurance policy is taken into the picture. This liability insurance scheme offers the advantages that follow

It requires the cost of repairing the damaged property or for the third party

It shall reimburse a third party’s medical bills incurred by hospitalization or medical care

Vehicle owners shall be allowed to obtain minimum Liability Insurance in compliance with the legalized applications to cover the insurance policy.

It’s suggest to pick a liability insurance premium higher than the normal insurance premium in order to minimize the out-of-pocket costs so if the shot is to be leased you won’t be paid a huge amount until the policy cap is reached. This insurance is mandatory under the 1988 motor vehicle act.

Coverage for accidents

If you sign up to the auto insurance policy, your car repair costs will be met by the insurance provider following an accident. If you buy a brand new car insurance undertaking you must make sure the crash provision is included in the program as per the age of the car.

The crash cover for old vehicles should be as minimal as possible.

Personal injury coverage

You may also recommend including this cover in order to resolve many factors in addition to statutory liability insurance. Personal injury protection includes all expenses related to the crash that are not responsible for the driver’s medical bills. This policy also covers other passengers.

No-Fault insurance

Until now, No-Fault insurance has been available in twelve states. This choice extends to accidents and collateral damage, no matter who is actually responsible for the crash. The decision to apply for no-fault policies always depends on what other insurance options are open to you and at what price. Some non-fault plans can be costly, making it more cost-effective to choose other alternatives, particularly if your car is cheap to repair.

Gap Confirmation

If you’re already paying for your vehicle, gap insurance may be a smart option. It’s meant for drivers who already owe money on their vehicles and need to pay off the vehicle if it’s totaled in a crash. Generally speaking, it’s a smart choice if you owe more for your vehicle than you can possibly pay off on a short notice.

To conclude

With car, the car insurance policy must go hand in hand to secure your car and cut down on uncertain expenses. Hope this article has been informative to you, do share your views about the same. To know more about car insurances, stay connected to us.

For queries and suggestions, feel free to get in touch with us.

Thank you for your time.

Keep visiting!!

The post Most Trusted Types of Car Insurance first appeared on Daily Automotive.

Daily Automotive

Tuesday, November 17, 2020

Daily Automotive

Thinking Of Buying A Sedan? The Pros And Cons

Posted: 17 Nov 2020 12:10 AM PST

Why would anyone want to drive a sedan? Well I think anybody who owns a sedan would agree that needing more space is the main reason people choose to drive sedans. Sedans are known to be the family type of car, the type of car you can throw your children, dog and luggage in with room to spare. So it is the practicality of the vehicle which makes it a winner with families and people who enjoy road trips.

When one is single it is easy to fit all of your belongings into a car but when you have a family the task becomes a bit more tricky. Sedans seat a minimum of 4 people comfortably with ample space in the back for cargo. Even though a sedan has different compartments for passengers and cargo the back seats can often be dropped in order to load more cargo when passengers do not need the seating. This makes it very convenient for loading large items and for rearranging a larger number of smaller items to fit in the space.

One of the main attractions when looking to buy a sedan is the ample cargo space however it does not mean that great design and luxury needs to take the back seat. Sedans come in different sizes and models. You can find a very inexpensive small to medium-sized sedan or a larger luxury sedan the choice depends on what your needs and budget are. Both the small to medium size and the luxury sedans have their advantages and disadvantages.

Fuel efficiency is also another point which many buyers consider before buying a car. Sedans which are small and midsized are more efficient than the luxury versions. A luxury sedan is bigger and because of its size it uses more fuel, so if you want a family car which is economical then I would suggest going for a small to medium size sedan. The larger luxury type sedan also has a more powerful engines which is needed because of the weight of the sedan.

Another disadvantage of driving a bigger sedan is that finding parking becomes really difficult. This type of vehicle is perfect for when used to take weekend breaks with the family but can be impractical when needing to spend lots of time driving in cities. Smaller to medium size sedans offer you and your family the comfort of driving in a spacious car while still allowing the driver ease of motion and flexibility.

The post Thinking Of Buying A Sedan? The Pros And Cons first appeared on Daily Automotive.

Daily Automotive

Monday, November 2, 2020

Daily Automotive

Learn How To Buy A Car And Car Insurance Without Breaking Your Budget

Posted: 02 Nov 2020 12:11 AM PST

Do you ever wonder why different cars cost you different amounts for auto insurance premiums? Why is it that a new Corvette may cost you $1,600 dollars a month in auto insurance and an older Buick Regal may only cost you $90 per month? The new car insurance cost versus the old car insurance cost is a subject that you must review before you buy any car. Review insurance costs before you buy and you will not get caught in a financial trap.

New cars cost more to insure than old cars for three reasons. First, an auto theft of a new and exotic car costs much more than the auto theft of an older and average style car. This is because of the large value difference of the new car versus old car. For example, a new Chevy Caprice is much more costly to insure than an older Chevy Caprice. It simply costs more money to replace a new, expensive car than an older, less expensive car.

Second, the cost to repair a new car is much more than the cost to repair an old car. As such, this fact shall also increase your insurance premium cost for a new car. For example, if a new Chevy Caprice is damaged in an accident, the auto repair shop will charge you much more money for repairs than if the subject car were a ten-year old Chevy Caprice. For this reason, your insurer will charge you much more insurance premiums on a new vehicle than an older vehicle because of such repair costs.

Third, the style and type of car also shall greatly affect the cost of automobile insurance premiums that your car insurance company will charge you. Insurance companies use actuarial statistic tables which show them the past loss experience on particular styles and types of cars. They use these tables, to help calculate what premiums to charge their customers in the future. Statistical tables show these insurance companies that owners of certain styles and types of cars, such as sports cars, engage in more risky driving behavior than owners of cars that are of average type and style.

For example, insurance company statistical tables show that the insurer has experienced more losses with sports cars than with average cars. It is because the owner of a Corvette will probably drive such car faster and riskier than the owner of a Toyota Camry. With such speed and risk also comes along more losses for the insurance companies. With such risk and loss increase, the insurance company must then increase their return and charge more for auto insurance premiums.

Another example of how the type and style of vehicle may present an insurance company with more risk is the off-road style vehicles such as the Hummer line of vehicles. These vehicles are designed to perform in the off-road type environment. They are raised up off the ground more than regular automobiles for under carriage clearance. Additionally, they also have four-wheel drive capability.

With such design capabilities, the statistical tables show that the insurance company has experienced more losses with these types of cars than regular cars. This is because the owners of such vehicles will engage in off-road driving which is both risky to the vehicle and driver. In fact, some insurance companies may bar recovery for such damages, when the owner of the insured vehicle was damaged while any engaging in risky, off-road driving. Again, with more risk, the insurance company will increase return and thus auto insurance premiums. Now that you know that certain styles and types of cars cost more to insure than others, you have to be smart about what kind of vehicle you are going to buy.

Rather than take a guess at what you believe a vehicle’s insurance costs are, call your car insurance company and ask your insurance agent for a free car insurance quote for the exact type of vehicle that you are interested in buying. You can get a definitive answer to your question of whether or not you can afford both the car and the insurance premiums required to cover your car against insured losses.

The time to make such assessment is not after you purchase a vehicle. At that point in time, it is too late. The time to make such assessment is way in advance of your purchasing an automobile. You definitely want to be able to make both car payments as well as insurance premium payments. Get a free auto insurance quote ahead of time and avoid financial problems.

The post Learn How To Buy A Car And Car Insurance Without Breaking Your Budget first appeared on Daily Automotive.

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